Appraisal services for Ormond Beach and Volusia County homeownersHere are the top 7 reasons why Florida homeowners hire Venture Appraisal, Inc.:
At Venture Appraisal, Inc., we understand the unique needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Venture Appraisal, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.Challenging Volusia County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that's declining or is not appreciating as much as other properties close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal report from Venture Appraisal, Inc. is your strongest weapon.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are veterans in helping people just like you delete unwanted and unneeded PMI insurance.Was your HELOC recently frozen?Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Venture Appraisal, Inc. can help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. Although most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to get a second opinion. |
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